Independent Life
  • Thumb Slide - Ways to pay for home care
  • Thumb Slide - Ways to pay for home care
  • Thumb Slide - Ways to pay for home care
  • Thumb Slide - Ways to pay for home care
  • Thumb Slide - Ways to pay for home care
  • Thumb Slide - Ways to pay for home care
  • Thumb Slide - Ways to pay for home care
  • Thumb Slide - Ways to pay for home care
  • Thumb Slide - Ways to pay for home care
  • Thumb Slide - Ways to pay for home care
  • Thumb Slide - Ways to pay for home care
  • Thumb Slide - Ways to pay for home care
  • Thumb Slide - Ways to pay for home care

When making the decision to pursue in-home care for yourself or a loved one, paying for such services is a factor for many. Below we have outlined some of the payment options which may be available to cover the cost of home care.

Home Care Private Pay

Many clients and their families choose to fund home care out of their own pockets, through savings, assets, and other investments. One or many family members may contribute financially to the cost of a loved one’s care. The client may choose to liquidate possessions and assets no longer in use to fund care, or tap into home equity for the funds necessary.

Private Insurance for Home Care

Depending on the private insurance held, you may have coverage for in-home care. Consult with your provider to discuss the options available to you. Another option may be to covert life insurance in order to access cash that will fund home care.

Benefit Programs for Home Care

Those with limited income and assets may qualify for public assistance that will cover or offset the cost of home care services. The Las Vegas Agency on Aging can provide you with resources that can help you access coverage for in-home care. Such programs include:

Veterans’ assistance programs

Program of All-Inclusive Care for the Elderly (PACE)
State Health Insurance Assistance Program (SHIP)
Volunteer Help for Home Care
Many families can offset the cost of home care by enlisting volunteers to help with some of the needed tasks. Local students, church members, neighbors, and family members may choose to volunteer their time to perform tasks such as running errands and doing laundry, while a caregiver can be utilized to perform more specialized care tasks.

Veterans Aid and Attendance for Home Care

Veterans Aid and Attendance (A &A) benefits may be available to you if you are a veteran or a surviving spouse. To qualify, veterans must have served a minimum of 90 days’ active duty, including one day during wartime, or have been discharged (not dishonorable). Your assets and income will be considered when determining eligibility, though there are exclusions for personal property. Contact the U.S. Department of Veterans Affairs for assistance with such programs.

Need assistance paying for homecare?

  • When selecting a home care agency to work with your loved one, it is important that your family be comfortable with their caregiver. Independent Life Home Care does an excellent job matching clients to caregivers to ensure a successful working relationship. When we chose them for our mother’s dementia care, we were really impressed with the fit!

    Posted by Thomas Woodrow

  • Over the years, I’ve found that some things have become more difficult than they used to be! What’s great about working with Independent Life is that I can adjust my home care services as needed, they always have a caregiver available to help me.

    Posted by William Jacobsen

  • My mother always loved chatting with her caregiver from Independent Life. She was a little uneasy at first about having someone come into her home, but quickly grew to enjoy the companionship and professionalism. Independent Life’s caregivers are really top notch!

    Posted by Lucy Wellington

  • I’d definitely recommend Independent Life Home Care to anyone in the Las Vegas area who is in need of home health services for themselves or their loved ones. Independent Life’s caregivers are a joy to work with, and their 24-hour care services have always exceeded my high standards.

    Posted by Bruce Long

  • After being admitted to the hospital for so long, I just didn’t feel ready to be on my own yet. Independent Life connected me with caregivers who provided the home care I needed to manage my recovery and keep my house in order. I welcomed having someone to chat with regularly, and felt safer knowing someone was there when I was not yet back to my best self. I’d certainly recommend their home care services to anyone facing a lengthy recovery.

    Posted by Annabeth Lee Schulz

  • Dad really struggled to stay active after Mom passed, I think he felt a bit burdened by all he had to do. His caregiver stepped in to assist with household chores and to help him with his needs, and I think that made quite a difference in improving his quality of life. That companionship and mental stimulation seemed to help him carry on, doing the things he loved.

    Posted by Andrea Blankenhorn

  • I’ve always been independent, but I’m a realist as well. I recognized I was having trouble with certain things, so I got to work searching for a solution which would help me stay healthy, happy, and in the Las Vegas home I love. I contracted senior care services with Independent Life Home Care, and was able to choose the services I need. It’s great having someone to help me with the tasks that have become difficult, and I also welcome the conversation and company of my caregiver each week.

    Posted by Jolene Clark

  • When my mom was sick, it was helpful to have a caregiver available to come in and assist me with the day to day housekeeping as well as provide home health assistance. I really feel that Independent Life Home Care made that time much more manageable for our family.

    Posted by Lydia Ekles

  • If you are caring for a loved one at home, don’t forget that you need time to care for yourself, too! Respite care is a must so that you can take care of your needs. I trust Independent Life to care for my son when I have important appointments to attend, and when I need time to recharge.

    Posted by Dave Ellettson

  • I cannot thank Independent Life Home Care enough for the compassionate hospice care they provided during my husband’s final days. It was a tremendous comfort to have someone dependable to rely on so that I could spend those last moments with him.

    Posted by Ellen Sampson

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