• Thumb Slide - Ways to pay for home care
  • Thumb Slide - Ways to pay for home care
  • Thumb Slide - Ways to pay for home care
  • Thumb Slide - Ways to pay for home care
  • Thumb Slide - Ways to pay for home care
  • Thumb Slide - Ways to pay for home care
  • Thumb Slide - Ways to pay for home care
  • Thumb Slide - Ways to pay for home care
  • Thumb Slide - Ways to pay for home care
  • Thumb Slide - Ways to pay for home care
  • Thumb Slide - Ways to pay for home care
  • Thumb Slide - Ways to pay for home care
  • Thumb Slide - Ways to pay for home care

When making the decision to pursue in-home care for yourself or a loved one, paying for such services is a factor for many. Below we have outlined some of the payment options which may be available to cover the cost of home care.

Home Care Private Pay

Many clients and their families choose to fund home care out of their own pockets, through savings, assets, and other investments. One or many family members may contribute financially to the cost of a loved one’s care. The client may choose to liquidate possessions and assets no longer in use to fund care, or tap into home equity for the funds necessary.

Private Insurance for Home Care

Depending on the private insurance held, you may have coverage for in-home care. Consult with your provider to discuss the options available to you. Another option may be to covert life insurance in order to access cash that will fund home care.

Benefit Programs for Home Care

Those with limited income and assets may qualify for public assistance that will cover or offset the cost of home care services. The Las Vegas Agency on Aging can provide you with resources that can help you access coverage for in-home care. Such programs include:

Veterans’ assistance programs

Program of All-Inclusive Care for the Elderly (PACE)
State Health Insurance Assistance Program (SHIP)
Volunteer Help for Home Care
Many families can offset the cost of home care by enlisting volunteers to help with some of the needed tasks. Local students, church members, neighbors, and family members may choose to volunteer their time to perform tasks such as running errands and doing laundry, while a caregiver can be utilized to perform more specialized care tasks.

Veterans Aid and Attendance for Home Care

Veterans Aid and Attendance (A &A) benefits may be available to you if you are a veteran or a surviving spouse. To qualify, veterans must have served a minimum of 90 days’ active duty, including one day during wartime, or have been discharged (not dishonorable). Your assets and income will be considered when determining eligibility, though there are exclusions for personal property. Contact the U.S. Department of Veterans Affairs for assistance with such programs.

Need assistance paying for homecare?

  • All of your caregivers have been very professional and have had a caring and encouraging attitude- That means so much. Keep it up!

    Posted by Susan

  • I found Independent Life by searching the internet. Everything with them has been great every step of the way. The owners are nice. They have a really good office manager, and everybody communicates. They're all knowledgeable. The caregiver is the best part. She's just awesome. She makes all of us feel comfortable specially my mom.

    Posted by Sabina

  • I interviewed Independent Life and talked about providing care for my mother, who is now 88 years old. She has difficulty preforming every day tasks and we just cant be there for her all the time, so we decide to hire a home care agency. We found Independent Life on the internet. Independent Life seemed very friendly and extremely knowledgeable.

    Posted by Max

  • They introduced my to services I never new existed and walked through the program that paid for my moms caregiver. I would recommend independent life to anyone with a aging parent!

    Posted by Jose

  • Excellent! The girls Independent Life sends are fast and outstanding. I love all my girls, especially Samantha. She is my chef. She cooks whatever I want. I wouldn't change this company for the world! Sherri

    Posted by Jill

  • I always knew that my dad was in good hands with the caregivers provided by Independent life. The caregivers took dad to his doctors appointments, adult day care, and out to lunch. On the weekends, the caregiver would make dad pancakes. I would recommend this company to anyone who needs help to manage their elderly parent.

    Posted by Ryan

  • I am the Director of Senior Services for Jewish Family Service Agency in Las Vegas. The team at Independent Life is exceptional. They have provided excellent home care services, evaluations and updated care status for all our clients and referrals. I would not hesitate to use their services.

    Posted by Chris P

  • A friend suggested Independent Life to us, and I went with them. The staff is knowledgeable, kind, and humble. I'm very happy with their care. Everybody seems to be perfect for me.

    Posted by Chris

  • Awesome company! They helped me get approved for services i didn't even know existed. My mom is a handful and independent life makes it manageable.

    Posted by Jane

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